There is one time membership fee of ¢25. This membership fee allows you to be a Community Focus full-fledged member with voting privileges. 

Your deposits are insured by the National Credit Union Share Insurance Fund, which is managed by The National Credit Union Administration, commonly referred to as NCUA. Backed by the full faith and credit of the United States, the Share Insurance Fund insures the accounts of millions of account holders in all federal credit unions and the vast majority of state-chartered credit unions. The standard share insurance amount is $250,000 per share owner, per insured credit union, for each account ownership category.

You qualify for the membership at Community Focus if you live work, worship, attend school in one of the following communities:

• Allen Park
• Brownstown Township
• Ecorse
• Flat Rock
• Gibraltar
• Grosse Ile
• Huron Township
• Lincoln Park
• Melvindale
• River Rouge
• Riverview
• Rockwood
• Romulus
• Southgate
• Taylor
• Trenton
• Woodhaven
• Wyandotte

Also, 

Immediate family members of a Community Focus member qualify for the membership. 

You can fund your account in the following ways:

• Through an internal funds transfer from your existing Community Focus FCU account
• Through an ACH transfer from another financial institution where you have an account
• In person at the Community Focus FCU branch

You can open the following accounts online:

• Savings account, if you are a new member, or a side savings if you are already a member
• Checking account (only one checking per account)
• Money Market account
• Share Certificates 

You will need a minimum $5 deposit and a $0.25 membership fee to open an account at Community Focus FCU and become a member. 

All new account applications that are received by 3 p.m. are reviewed on the same business day. If a new account application is submitted after 3 p.m., it will be reviewed next business day. 

If you would like to join Community Focus FCU, it's best to apply online by following this link to Become a Member.

You may also apply in person at the Community Focus FCU branch. 

Please have the following documents ready when you apply: 

• Social Security Number
• Valid ID (driver's license or other government issued ID ex. State ID or passport)

To fund your accounts, you will also need:

• Account and routing numbers or a check if you apply online
• A check or cash if you apply in person