NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING.
1. Sponsor
The sweepstakes is sponsored by Community Focus Federal Credit Union ("Sponsor"), Michigan.
2. Eligibility
Open to legal residents of Michigan who are 18 years of age or older at the time of entry. Membership with Community Focus FCU is not required.
Employees, officials, directors, and their immediate family members are not eligible to participate.
3. Sweepstakes Period
The sweepstakes begins October 15, 2026, at 9:00 a.m. Eastern Time and ends October 28, 2026, at 11:59 p.m. Eastern Time.
4. How to Enter
During the sweepstakes period, visit https://bit.ly/3TxHhko and complete the entry form, including a short description of your experience with Community Focus FCU.
Nonmembers may enter by sharing a positive interaction with the credit union or what community-focused banking means to them.
Limit one entry per person. No account opening, loan application, transaction, purchase, or membership is required.
5. Prize
Five eligible winners will receive $50 in cash.
6. Winner Selection
One potential winner will be selected in a random drawing from all eligible entries received, on or about October 30, 2026.
Odds of winning depend on the number of eligible entries received. The content or quality of a submitted story will not affect the chances of winning.
7. Winner Notification
The potential winner will be contacted using the information provided on the entry form and must respond within two business days. If the winner is ineligible or fails to respond, an alternate winner may be selected.
8. Story Submissions
Submission of a story does not grant the Sponsor permission to publish it. Entrants may separately indicate whether they are interested in being contacted about possible marketing features.
Any public use of a member's story, name, image, or personal financial information requires a separate written authorization.
9. Privacy
Information collected will be used to administer the sweepstakes, verify eligibility, contact the winner, and, where separately authorized, follow up about potential testimonials.
10. Social Media Disclaimer
This promotion is not sponsored, endorsed, administered by, or associated with Facebook or Instagram. Participants release those platforms from claims arising from this promotion to the extent permitted by law.
11. Additional Terms
Void where prohibited. Sponsor reserves the right to address fraud, duplicate entries, or technical problems consistent with applicable law.