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Loan Rates

Vehicle Loans
Name APR* Calculator
Auto Loan as low as 4.49% Calculate Your Payment 
Recreational Vehicle Loans
Name APR* Calculator
Recreational Vehicle Loan as low as 5.99% Calculate Your Payment
Personal Loans
Name APR* Calculator
Signature Loan as low as 9.00% Calculate Your Payment
Credit Builder Loan 6.75% Calculate Your Payment
Credit Cards
Name APR* Calculator
Mastercard® credit card Platinum Preferred 5.99%** (intro rate) Credit Card Payoff Calculator
Mastercard® credit card Platinum 5.99%** (intro rate) Credit Card Payoff Calculator
Share Secured Credit Card 17.95% Credit Card Payoff Calculator
Balance Transfer 11.90% or 13.90%** Credit Card Payoff Calculator
Mortgage Loans
Name APR* Calculator
Mortgage Current Rates Mortgage Calculator
Home Equity Line of Credit
Name APR* Calculator
Home Equity Variable 6.75%*** Estimate Your HELOC

*APR=Annual Percentage Rate. Finance $10,000 at 4.49% for 48 months and your payment is $228.01. Rates are determined by the credit score, term and age of the collateral. Rates and terms are subject to change without notice. Please contact Community Focus Federal Credit Union for most recent rates.

**APR=Annual Percentage Rate. Introductory rate is valid for the first six billing cycles. After that, the rate reverts to 11.90% APR or 13.90% APR as specified in your Credit Card Agreement. Your individual rate (APR) will be determined based on your credit score. Subject to credit approval. The method to compute the balance for purchases is average daily balance. Additional limitations, terms and conditions apply, see Credit Card Disclosure. 

***APR = Annual Percentage Rate. Rates based on term, credit, and collateral. Contact Community Focus FCU for most current rate. Variable-rate loan may change quarterly based on the Wall Street Journal Prime Rate. Maximum APR is 16.00%.