As you pay down your mortgage and your home's value increases, you build equity. A home equity loan or line of credit allows you to borrow against that equity for important expenses and goals.

A HELOC gives you flexible access to funds when you need them, while a Home Equity Loan provides a lump sum with predictable monthly payments. We'll help you choose the option that makes the most sense for your situation.

Many members use their home equity to renovate their home, consolidate debt, cover education expenses, handle unexpected costs, or fund major purchases.

The amount you may qualify for depends on factors such as your home's value, mortgage balance, income, and credit profile. We offer a min of $5,000 and a max amount of $75,000. Talk to us. Our team can help you explore your options!

If you need ongoing access to funds, a HELOC may be a good fit. If you know exactly how much you need and prefer fixed payments, a Home Equity Loan may be the better choice.

Getting started is easy. Contact our team or apply online, and we'll walk you through your options and answer any questions along the way.