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Business Savings

Smart savings for growing businesses

Save for What's Next

Build a stronger financial foundation with a Business Savings Account designed to help your business save, grow, and prepare for what's next.

Account Features

  • Open with just $50 deposit
  • No monthly service fees
  • Earn quarterly dividends
  • Online and mobille banking access
  • Federally insured by NCUA

Just a $0.25 one-time membership fee opens the door to all Community Focus Federal Credit Union products and services.

Why Businesses Save

Emergency Fund

Set aside funds for unexpected expenses.

Future Growth

Save for equipment, inventory, or expansion.

Seasonal Planning

Prepare for slower periods or future opportunities.

Built for Business Success

Save for Future Growth

Set aside funds for expansion, equipment purchases, or new opportunities.

Prepare for the Unexpected

Build a financial cushion to help manage unexpected expenses.

Keep Funds Accessible

Your savings remain available when your business needs them.

FAQs

To open your Business Savings account, you will need your ID with the current address, a $5 minimum deposit and a $0.25 membership fee. 

Your Business Savings Account is the foundation of your membership with Community Focus. With just a $50 deposit and a one-time $0.25 membership fee, your business becomes a member-owner of the credit union and gains access to our business accounts, loans, and services.

No. There are no monthly service charges, so you can focus on growing your business—not paying account fees.

Yes. Your Business Savings Account earns quarterly dividends, helping your money work a little harder for your business.

Absolutely. Your funds are available when you need them, giving you flexibility while keeping your savings separate from your everyday operating account.

It's easy. You can check balances, monitor activity, and manage your account through Online Banking, Mobile Banking, or Phone Banking whenever it's convenient for you.

A Stronger Financial Foundation for Your Business

A dedicated business savings account helps you manage cash flow, prepare for unexpected expenses, and create a stronger financial future. Whether you're a startup, nonprofit, or established company, having reserves in place helps your business stay ready for whatever comes next.

Every Business Is Different

The documents needed to open a Business Savings Account depend on your business structure. Our team will walk you through the process and let you know exactly what you'll need.

Contact Our Business Team     Visit a Branch