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Savings Accounts

Start growing your savings today

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Make Your Savings Work Harder

Our Savings Account is your first step to membership and makes saving simple from day one.

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Why Every Member Starts With Savings

  • Open your account with just $5
  • No monthly service charges – keep your money where it belongs
  • Unlock access to all the benefits of Community Focus membership

Explore More Ways to Save

Money Market Account

Earn more with higher balances and added flexibility.

Learn More

Certificates (CD)

Lock in a higher rate and grow your savings with confidence.

Learn More

Youth Savings Accounts

Help your child learn smart saving habits from an early age.

Learn More

Perks You'll Love

  • 30,000+ Surcharge-Free ATMs

    Find a free ATM almost anywhere with access to the CO-OP Network.

  • Member-Only Benefits

    Join the credit union and score perks like tax help, insurance, and estate planning help.

  • Early Pay

    Get paid up to two days early (availability not guaranteed).

  • Free Financial Checkup

    Get one-on-one guidance to help you make smarter money choices and reach your goals.

  • Free Digital Banking

    Bank in your pajamas—check balances, pay bills, and move money anytime.

  • Mobile Deposit

    Deposit checks in seconds by snapping a photo in our mobile app—no branch visit needed.

  • Help Hub

    When family life gets pricey, we help you find ways to spend less.

Watch Your Savings Grow

See how your savings could grow over time with regular deposits and competitive rates.

Calculate Your Savings

FAQs

All you need is $5 to get started and become a member (there is a one time $0.25 membership as well!).

Yes! Your savings earns dividends (that’s credit union talk for interest).

Yes, though savings accounts work best when you’re not dipping into them every day.

Absolutely. Your deposits are insured by the NCUA up to at least $250,000.

You can! Youth savings accounts are a great way to build smart money habits early.

Start Your Membership Journey

Open your Community Focus Savings Account with just $5 and begin building a stronger financial future.

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