Watch your money grow with a Share Certificate
Open a Share Certificate View Rates
With a Share Certificate from Community Focus Federal Credit Union, you can lock in a great rate and watch your money grow—without taking on extra risk. It’s an easy, smart way to put your savings to work while keeping your money safe and secure.
See how your savings could grow over time with regular deposits and competitive rates.
See Your Savings Potential
A savings account with a fixed rate and fixed term that pays higher dividends than regular savings.
You earn more by leaving your money untouched for a set period of time.
Typically 6 months to 5 years.
Yes. Your rate is locked in for the entire term.
Yes, but an early withdrawal penalty usually applies.
At maturity, you can renew your Certificate, withdraw it, or change terms. You can also choose to have it renewed at the time of opening. If you decide not to renew it, your Certificate funds witll automatically transfer to your Savings account.
Yes. They’re federally insured by the NCUA up to $250,000 per member.
Yes. You can borrow against it while still earning dividends.
Open your Share Certificate online, visit a branch or contact us to open it over the phone.
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