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A team of business professionals at their workplace

Workplace Benefit Program

Financial wellness for your workforce

A Better Employee Benefit Starts Here

Help your employees save more, borrow smarter, and build stronger financial futures through the CU Thrive Workplace Benefit Program.

When employees choose Community Focus FCU for direct deposit, they gain access to exclusive banking benefits, financial wellness resources, and personalized support—all at no cost to your business.

Employees working on their computers at their workplace

Employee Benefits Highlights

  • Save on financing with a 0.25% APRdiscount on new auto loans and secured loans
  • Exclusive 0.25% APY2 rate bump on share certificates for participating employees
  • Free Financial Checkups and financial wellness resources
  • Early access to pay with Direct Deposit3

Why Employers Partner With Us

No Cost to Your Business

Offer a meaningful employee benefit without adding expenses, fees, or administrative burden.

Easy to Implement

Employees simply establish direct deposit with Community Focus FCU through your existing payroll process.

Support Employee Well-Being

Financially confident employees are often more engaged, productive, and less stressed.

We Make It Easy

On-Site Enrollment Events

We'll visit your workplace and help employees get started.

Financial Education Workshops

Interactive sessions on budgeting, credit, homeownership, and more.

New Hire Resources

Materials that can be included in your onboarding proces

Benefits for Your Employees

  • Free Checking and Savings

    Simple accounts designed to help employees manage everyday finances.

  • Get Paid Faster

    Eligible employees may access their direct deposit up to two days early.4

  • Exclusive Loan Offers

    Special financing opportunities for vehicles, credit cards, and more.

  • Digital Banking Tools

    Mobile banking, bill pay, mobile deposit, CardCentral, Zelle®, and digital wallets.

  • Financial Wellness Resources

    Budgeting tools, calculators, and personalized guidance.

  • Local Support

    Real people ready to help—not a call center.

How It Works

We provide materials and resources to introduce the program to your employees.

Employees open eligible accounts online or in person.

Employees direct deposit their paycheck to Community Focus FCU.

Employees gain access to available program benefits and services.

FAQs

It's a free workplace benefit that gives your employees access to valuable financial tools, banking services, and financial wellness resources through Community Focus Federal Credit Union.

No. There is no cost to participate. We provide the resources, support, and employee benefits at no charge to your business.

Employees gain access to checking and savings accounts, digital banking tools, financial wellness resources, loan options, direct deposit benefits, and local support from our team.

Employees can open accounts online or visit a branch. We can also provide enrollment materials and on-site events to help make the process simple.

Absolutely. We offer financial education workshops covering topics such as budgeting, credit, debt management, homeownership, and other financial wellness topics.

We make implementation easy by providing onboarding materials, enrollment support, workplace events, and a dedicated team to help your employees take advantage of the program.

Let's Help Your Employees Thrive

Partner with Community Focus Federal Credit Union to provide valuable financial wellness benefits that employees will appreciate.

Contact Our Business Team

1APR=Annual Percentage Rate. Eligible CU Thrive employees may receive a 0.25% Annual Percentage Rate (APR) discount on qualifying new auto loans, used auto loans, refinanced auto loans, and share secured loans. Offer excludes: Credit Cards, Personal Lines of Credit, Home Equity Lines of Credit (HELOC), Fast Cash Loans, any other promotional loan offers. Member must be actively employed by a participating CU Thrive employer at the time of loan application. Subject to credit approval and underwriting guidelines. Actual rate is based on creditworthiness, loan term, collateral, and other qualifying factors. Offer cannot be combined with any other rate discount or promotional financing.                   

2APY=Annual Percentage Yield. Eligible CU Thrive employees will receive a 0.25% Annual Percentage Yield (APY) increase above the standard published certificate rate available at the time of account opening. Offer excludes promotional, special, and limited-time certificate products. Employee must be actively employed by a participating CU Thrive employer at the time the certificate is opened. Eligible share certificates may qualify for 0.25% higher Annual Percentage Yield (APY). Standard certificate terms, minimum balance requirements, penalties for early withdrawal, and account disclosures apply. Offer cannot be combined with any other certificate rate promotion.

3Early deposit availability is not guaranteed, and may vary from deposit to deposit.