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Become a Member
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Become a Member

Join Community Focus Federal Credit Union

Open an Account

Who Can Join?

You're likely already eligible. If you: 

  • Live, work, worship, volunteer or attend school in Wayne County
  • Live, work, worship, volunteer or attend school in Monroe County
  • Have a family member who is already a Community Focus member

Not sure if you're eligible? We'll help you find out.

Better Value. Personal Service. Local Support.

Community Focus Federal Credit Union proudly serves individuals and families throughout Wayne County and Monroe County in Southeast Michigan. Whether you live in Brownstown Township, Ecorse, Taylor, Southgate, Detroit, Wyandotte, Trenton, Monroe, or nearby communities, becoming a member gives you access to:

Since 1961, we've helped local members reach their financial goals through lower loan rates, better savings options, and personalized service.

Membership Has Its Benefits

At Community Focus Federal Credit Union, membership means better rates, lower fees, local support and banking built around you. 

Better Rates and Lower Fees

Your money works harder – better rates on savings and loans

Personal Service

You’re treated like a person – not a number

Local Support

We’re local – we understand this community

Bank Anywhere

Bank your way – easy mobile + online tools

Free Financial Checkup

Free financial guidance - no pressure, just real help

Membership starts with a savings account

From there, you unlock access to:

One decision opens the door to everything.

Open an Account

What membership really means?

When you join Community Focus Federal Credit Union, you become a member-owner of the credit union.

  • One member, one vote regardless of account size
  • Profits are returned to members through competitive rates, lower fees, and improved services
  • Local decisions made with members in mind
  • A not-for-profit structure focused on people, not shareholders
  • A voice in the future of your credit union

Why Choose a Credit Union Instead of a Bank?

Member-Owned

We serve members, not shareholders.

Lower Fees

Profits are returned to members through better value.

Community-Focused

Decisions are made locally.

Why Thousands Choose Community Focus Federal Credit Union

  • Serving since 1961

    Proudly helping local members achieve their financial goals for more than 65 years.

  • Wayne & Monroe Counties

    Membership is available to eligible individuals and families throughout Wayne and Monroe Counties.

  • Federally Insured

    Your deposits are federally insured by the NCUA up to the maximum amount allowed by law.

  • 30,000+ Surcharge-Free ATMs

    Access your money almost anywhere with more than 30,000 surcharge-free ATMs nationwide.

  • Nationwide Shared Branching

    Complete many everyday transactions at thousands of participating credit unions across the country.

  • Local Decisions

    Lending and service decisions are made locally by people who understand our community.

Joining Is Easier Than You Think

Apply online or in person - takes just a few minutes

Fund your account - a small deposit can get you started

Start banking with Digital Banking and Direct Deposit.

What Our Members Say

"I opened my accounts with Community Focus about three and a half years ago, and all I can say is one word: AWESOME. I've gone through some difficult times over the years, and the team was always there to help. They worked with me on a couple of loans and helped me consolidate my credit card debt, which made a huge difference. I'm so grateful to have had someone in my corner when I needed it most. Thank you, Community Focus, for always being there for me." Lynne M. - Community Focus FCU Member

 

FAQs

Membership is open to anyone who lives, works, worships, or attends school in Wayne County or Monroe County, Michigan. Immediate family members of current Community Focus Federal Credit Union members are also eligible to join

Yes. You can become a member online in just a few minutes by completing our secure online application. You can also visit our Brownstown or Ecorse branch if you prefer to open your account in person.

No. If you qualify through membership eligibility, you can enjoy online and mobile banking, mobile deposit, online bill pay, and access to thousands of surcharge-free ATMs and Shared Branch locations nationwide.

Membership begins with opening a Regular Share Savings account and maintaining the required minimum balance. The membership fee is $0.25 and $5 minimum opening deposit. Once you're a member, you have access to all of the products and services Community Focus Federal Credit Union offers.

To open an account, you'll need:

  • A valid government-issued photo ID
  • Your Social Security Number or Tax Identification Number
  • Proof of eligibility if requested
  • The required opening deposit for your membership savings account

Yes. Member deposits are federally insured by the National Credit Union Administration (NCUA) up to the maximum amount allowed by law, providing the same level of protection offered by federal deposit insurance for banks.

Most membership applications can be completed in just a few minutes. Once your application is approved and your membership account is funded, you'll be able to begin enjoying the benefits of membership.

Map of Wayne and Monroe Counties

Proudly Serving Local Communities

Whether you're opening your first checking account, financing a vehicle, buying a home, or looking for better everyday banking, Community Focus Federal Credit Union proudly serves individuals and families across Wayne and Monroe Counties including:

  • Brownstown
  • Woodhaven
  • Flat Rock
  • Gibraltar
  • Trenton
  • Rockwood
  • Taylor
  • Ecorse
  • River Rouge
  • Detroit
  • Dearborn
  • Lincoln Park
  • Wyandotte
  • Melvindale
  • Wayne County
  • Monroe County

Looking for a local credit union near you? We'd love to help! Become a member today!

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Ready for Better Banking?

Experience banking that puts you first.

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