Banking that grows with you
Open a MyWay Account
Whether you're getting your first paycheck, building credit, saving for a car, or planning for your future, MyWay gives you the tools, support, and confidence to make it happen.
Designed for members ages 18–26.
Start creating a strong financial foundation with credit-building tools and guidance.
Round up purchases and turn spare change into savings.
Check balances, deposit checks, transfer money, and manage your account from your phone.
No credit? No problem.
Eligible members may qualify for an auto loan up to $15,000—even without an established credit history.*
Open MyWay Account
Start building credit!
Learn how credit works and build healthy financial habits with a starter credit card.
From your first paycheck to your first apartment, get guidance every step of the way.
Keep more of your money for what matters.
Spend confidently online, in-store, or on the go.
Manage your card instantly from your phone.
Easy access to your money wherever life takes you.
Every swipe rounds up your change and quietly builds your savings.
MyWay was designed for young adults ages 18–26 who are just getting started. No credit history is required.
MyWay is designed for members ages 18–26 who want simple banking tools, credit-building opportunities, and financial guidance.
No. MyWay is designed for young adults who are just getting started and may not have established credit.
Yes. Your account includes a debit card you can use for purchases, ATM transactions, and digital wallet payments.
No. MyWay accounts have no monthly maintenance fees, helping you keep more of your money.
When you make purchases with your debit card, your transactions can be rounded up to the nearest dollar and the difference deposited into savings.
Yes. Eligible members may have access to credit-building tools such as a starter credit card, credit builder loan, and personalized financial guidance.
Yes! Eligible members may qualify for auto financing, including first-time buyer options designed for young adults with limited credit history.
As your financial needs change, we'll help you transition to other Community Focus accounts and services that fit your goals.
You can apply online, visit a branch, or contact our team for help getting started.
Have a question about credit, budgeting, saving, or your first loan? Our team is here to help—without the pressure or confusing financial jargon.
Talk to Us
Open a MyWay Account today and get the tools, support, and confidence to take control of your money.
Open MyWay Account Become a Member
*APR=Annual Percentage Rate. To qualify for a $15,000 auto loan and $500 Visa® credit card, applicants must have verifiable income and no existing credit score. All loans subject to approval.