Home > Borrow > Loan Services > Insurance > Guaranteed Asset Protection Insurance

Guaranteed Asset Protection (GAP)

A wrecked vehicle can wreck your finances if you owe more on your loan than your insurance will pay. Guaranteed Asset Protection (GAP) reduces or eliminates the difference between your vehicle's actual cash value and auto loan balances for Community Focus Federal Credit Union members. GAP provides protection not only for cars, but for light trucks, motorcycles, ATVs, snowmobiles and certain types of personal watercraft. 

  • $50,000 Maximum Benefit
  • 84 month Maximum Protected Loan Term
  • Protects up to 10 skipped payments during loan term
  • Waives $1,000 off your replacement vehicle loan when you finance through CFFCU
  • Deductible assistance up to $500 when your vehicle is damaged, but not deemed at total loss
Go to main navigation