Home Equity Loans
Thinking about tapping into your home's equity? At Community Focus, it's easier and friendlier than you might think! Home equity loan options can be a smart way to finance big expenses, like renovations or even a dream vacation. With competitive rates and personalized service, Community Focus offers a great way to leverage the value you've built in your home. Plus, you get the added benefit of working with a community-focused institution that truly cares about your financial well-being. So, why not explore your options and see how your home's equity can work for you?
Get access to needed funds through the financial power of your home’s equity. Use your home’s equity to pay for large purchases, college, or that special event in your life.
- Use 80% of your home’s equity (up to $75,000.00 minus your mortgage balance, when applicable)
- Enjoy potential tax deductions*
- Low interest rate with rate increase protection
- No application fees
- No annual fees
- No closing costs
- No pre-payment penalties
- No other hidden charges
| Name | APR* | Details | Calculator |
|---|---|---|---|
| Home Equity Line of Credit Variable | 7.50% | 15 year term | HELOC Calculator |
| *APR = Annual Percentage Rate. Rates based on term, credit, and collateral. Consult with your tax advisor. Contact Community Focus FCU for most current rate. Variable-rate loan may change quarterly based on the Wall Street Journal Prime Rate. Maximum APR is 16.00%. | |||
Community Focus FCU NMLS # 840970
At Community Focus Federal Credit Union, we’ve partnered with Mortgage Center to offer fixed-rate home equity loans—a smart way to make the most of the equity you’ve built in your home. Use your home equity to fund renovations, consolidate high-interest debt, or make a large purchase like a vacation home. With low rates, minimal fees, and predictable monthly payments, you’ll enjoy financial flexibility and peace of mind every step of the way.