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Rates

Loan Rates
Effective Date: Wednesday, December 11th, 2024
NameAPR*Calculator
VEHICLE LOANS
Auto Loan as low as 5.19% Auto Loan Payment Calculator
Recreational Vehicle Loan as low as 7.74% Auto Loan Payment Calculator

PERSONAL LOANS

Signature Loan as low as 9.99% Loan Payment Calculator
Line of Credit (Revolving) 12.90% Loan Payment Calculator
Share Secured Loan 7.75% Loan Payment Calculator

VISA CREDIT CARDS

VISA Platinum Preferred 11.90% Credit Card Payoff Calculator
VISA Platinum 13.90% Credit Card Payoff Calculator
Balance Transfer 11.90% or 13.90%** Credit Card Payoff Calculator

HOME EQUITY LINE OF CREDIT

Home Equity Variable*** 7.75% HELOC Calculator

MORTGAGE LOANS

Mortgage Current Rates Mortgage Calculator
*APR=Annual Percentage Rate. Finance $10,000 at 5.19% for 48 months and your payment is $231.18. Rates are determined by the credit score, term and age of the collateral. Rates and terms are subject to change without notice. Please contact Community Focus Federal Credit Union for most recent rates.
**APR=Annual Percentage Rate. Rates based on credit worthiness. The method to compute the balance for purchases is average daily balance. Please contact Community Focus Federal Credit Union for specific terms and conditions. Additional limitations, terms and conditions apply, see VISA Credit Card Disclosure.
***APR = Annual Percentage Rate. Rates based on term, credit, and collateral. Contact Community Focus FCU for most current rate. Variable-rate loan may change quarterly based on the Wall Street Journal Prime Rate. Maximum APR is 16.00%.

Savings Rates
Effective Date: Wednesday, December 11th, 2024
Name APY*Description
Savings Account (includes side savings) 0.05% $300 minimum balance to receive dividends
Savings Calculator
Money Market 0.40% $2,500-$49,999 balance
Money Market 0.60% $50,000-$99,999 balance
Money Market 0.75% $100,000+ balance
IRA 0.40% $5.00 minimum deposit
6 Month Certificate 3.75% $1000 minimum deposit
1 Year Certificate 3.50% $1000 minimum deposit
2 Year Certificate 2.75% $1000 minimum deposit
3 Year Certificate 2.25% $1000 minimum deposit
4 Year Certificate 2.25% $1000 minimum deposit
5 Year Certificate 2.25% $1000 minimum deposit
Share Certificate Calculator
**APY=Annual Percentage Yield. Savings are insured for up to $250,000 and backed by the full faith and credit of the National Credit Union Administration, a U.S. Government Agency. Dividend paid annually. $1,000 minimum deposit. This is a limited time offer and is subject to change without notice. A penalty may be imposed for early withdrawal. All rates are subject to change without notice.

 

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