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Loan Rates
Effective Date: Saturday, June 3rd, 2023
NameAPR*Special OfferCalculator
Auto Loan as low as 5.44%   Auto Loan Payment Calculator
Recreational Vehicle Loan as low as 7.74%   Auto Loan Payment Calculator


Signature Loan as low as 9.24%   Loan Payment Calculator
Line of Credit (Revolving) 12.90%   Loan Payment Calculator
Share Secured Loan 8.25%   Loan Payment Calculator


VISA Platinum Preferred 11.90% 5.99%** for the first six months Credit Card Payoff Calculator
VISA Platinum 13.90% 5.99%** for the first six months Credit Card Payoff Calculator
Balance Transfer 11.90% or 13.90%**   Credit Card Payoff Calculator


Home Equity Variable*** 8.25%   Loan Payment Calculator
Mortgage Current Rates   Mortgage Calculator


*APR=Annual Percentage Rate. Rate is based on credit worthiness.
**APR=Annual Percentage Rate. Rates based on credit worthiness. The method to compute the balance for purchases is average daily balance. Please contact Community Focus Federal Credit Union for specific terms and conditions. Additional limitations, terms and conditions apply, see VISA Credit Card Disclosure.
***APR = Annual Percentage Rate. Rates based on term, credit, and collateral. Contact Community Focus FCU for most current rate. Variable-rate loan may change quarterly based on the Wall Street Journal Prime Rate. Maximum APR is 16.00%.

Savings Rates
Effective Date: Saturday, June 3rd, 2023
Name APY*Description
Savings Account (includes side savings) 0.10% $300 minimum balance to receive dividends
Money Market 1.40% $2,500-$49,999 balance
Money Market 1.60% $50,000-$99,999 balance
Money Market 2.00% $100,000+ balance
IRA 0.40% $5.00 minimum deposit
6 Month Certificate 1.50% $1000 minimum deposit
13 Month Certificate 5.00% $1000 minimum deposit
1 Year Certificate 1.75% $1000 minimum deposit
2 Year Certificate 2.00% $1000 minimum deposit
28 Month Certificate 4.50% $1000 minimum deposit
3 Year Certificate 2.25% $1000 minimum deposit
4 Year Certificate 2.50% $1000 minimum deposit
5 Year Certificate 2.60% $1000 minimum deposit
**APY=Annual Percentage Yield. Savings are insured for up to $250,000 and backed by the full faith and credit of the National Credit Union Administration, a U.S. Government Agency. Dividend paid annually. $1,000 minimum deposit. This is a limited time offer and is subject to change without notice. A penalty may be imposed for early withdrawal. All rates are subject to change without notice.


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