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Youth Accounts for All Ages


We're proud to offer youth accounts designed to help kids, teens, and young adults build smart money habits from the start. Whether they're learning to save, spending responsibly, or taking their first steps toward financial independence, our accounts grow with them—making it easy (and fun!) to manage money at every age.

Kingsley Kids Club

Nurture financial literacy from a young age with our Kingsley Kids Club Account for kids aged 0-12! Start shaping their financial future with us—empower them to save smartly and responsibly from the very beginning!

  • For kids ages 0-12
  • $5.00 to open an account (Social Security number and qualified parent/guardian required)
  • No monthly fees
  • Savings welcome kit to help with tracking your savings

Fast Track Teens Account

MyWay Account
  • For young adults ages 18-24
  • Includes a checking account and a Debit/ATM card as well as access to Online Banking and E-statements
  • Offers a 123 Goodbye Fee perk that allows for a waiver of up to three fees for one year since account opening*
  • Access to over 30,000 surcharge-free CO-OP Network ATMs

*Maximum of 3 forgiveness fees during the first year in MyWay. Fee waiver must be requested by the MyWay account owner 15 days from the date transaction was posted. Must have Checking Account, Debit Card, Online Banking and E-statements to waive the fee.

 

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