Grow Your Savings With Confidence
Whether you're planning for retirement or just looking to earn more on your savings, our Share Certificates and IRA Share Certificates offer secure, reliable growth with competitive fixed rates. Choose a term that fits your goals and enjoy the peace of mind that comes with federally insured savings. With guaranteed returns and no market risk, our certificates are a smart way to make your money work harder—now and for the future.
Share Certificates
Discover the smart way to save with a Share Certificate! Earn higher interest rates on your savings while keeping your money safe. Choose a term that suits your goals, from a few months to several years. Start growing your savings today with a hassle-free Share Certificate account!
- Flexible terms from six months to five years
- Competitive fixed rates with dividends compounded quarterly
- Minimum deposit of $1,000
- Automatic renewal options
- Can serve as collateral on personal loans, possibly reducing your loan rate
- Certificates are federally insured by the NCUA
| Name | APY* | Description |
|---|---|---|
| 6 Month Certificate | 3.75% | $1000 Minimum deposit |
| 1 Year Certificate | 3.50% | $1000 Minimum deposit |
| 2 Year Certificate | 2.75% | $1000 Minimum deposit |
| 3 Year Certificate | 2.25% | $1000 Minimum deposit |
| 4 Year Certificate | 2.25% | $1000 Minimum deposit |
| 5 Year Certificate | 2.25% | $1000 Minimum deposit |
| Share Certificate Calculator | ||
| *APY=Annual Percentage Yield. Savings are insured for up to $250,000 and backed by the full faith and credit of the National Credit Union Administration, a U.S. Government Agency. Dividend paid annually. $1,000 minimum deposit. A penalty may be imposed for early withdrawal. All rates are subject to change without notice. | ||
IRA Share Certificates (IRAs)
Secure your retirement with an IRA account! Enjoy tax advantages and flexible investment options tailored to your financial goals. Whether you choose a Traditional or Roth IRA, you’ll find a plan that helps your savings grow. Start planning your future today!
- Choose from Traditional, Roth or Coverdell Individual Retirement Accounts (IRA)
- Earn higher dividend rate when compared to traditional savings account
- No minimum balance required
- No monthly or annual services fees
- Possible tax benefits (consult with your tax advisor)
- Rollovers from other pension or retirement plans available
| Name | APY* | Description |
|---|---|---|
| IRA | 0.40% | $5.00 Minimum Deposit |
| *APY = Annual Percentage Yield. | ||
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