Build Your Retirement Future with an IRA

At Community Focus Federal Credit Union, we make retirement planning simple and stress-free. Our Traditional, Roth, and Coverdell IRAs give you the flexibility to grow your savings while enjoying potential tax benefits. With no minimum balance and no monthly service fees, it’s easy to start investing in your future right here in the Downriver community.

Why Downriver Residents Choose Our IRAs:

• Traditional, Roth, or Coverdell IRA options
• Higher dividend rates compared to regular savings accounts
• No minimum balance required
• No monthly or annual service fees
• Potential tax advantages (consult your tax advisor)
• Easy rollover from pensions, 401(k)s, or other retirement plans

Secure your retirement today with a credit union that’s proud to serve the Downriver area.

IRAs - Quick FAQs 

Q: Where can I open an IRA in Downriver, Michigan?
You can open a Traditional, Roth, or Coverdell IRA by visiting a Community Focus FCU branch.

Q: Do Downriver residents get tax advantages with an IRA?
Yes, depending on your IRA type, you may enjoy tax-deductible contributions or tax-free withdrawals. Always consult with your tax advisor.

Q: Can I roll over my 401(k) into an IRA at Community Focus FCU?
Absolutely. We make rollovers from pensions and 401(k) accounts simple and convenient.