Savings Account – Start Building Your Future 

Looking for the simplest way to start saving and growing your money? At Community Focus Federal Credit Union, our Savings Account is the first step toward financial security—whether you’re just getting started or adding to your financial goals.

Why Members in Downriver Choose Our Savings Account

• Open with as little as $5 minimum balance
• No monthly service charges – keep your money where it belongs
• Earn quarterly dividends to help your savings grow automatically
• Stay on top of your balance with Online Banking, Mobile App, or Phone Banking
• Get your money faster with Direct Deposit right into savings

Banking That Stays Local

As your neighborhood credit union in Downriver, Michigan, we’re here to help you save smarter, stress less, and build a stronger financial future—close to home.

Start your savings journey today with just $5!

Open Today

Savings Account – Quick FAQs

Q: How much do I need to open a Savings Account?
A: You can open with as little as $5.

Q: Are there any monthly fees?
A: No. Our Savings Account has no monthly service charges.

Q: How often are dividends paid?
A: Dividends are calculated and paid quarterly, helping your money grow automatically.

Q: Can I access my account online?
A: Yes! Manage your account anytime through Online Banking, Mobile App, or Phone Banking.

Q: Can I set up Direct Deposit?
A: Absolutely. Direct Deposit makes it easy to send paychecks or recurring deposits straight into your savings.

Q: Is my money safe?
A: Yes. Your funds are federally insured by the NCUA up to allowable limits.