My Way Credit Builder
Build credit. Save money. Start adulting with confidence.
The My Way Credit Builder account is your all-in-one starter pack for money management. Designed for ages 18–26, it helps you build credit, save automatically, and manage your finances—with zero hidden fees.
What You Get
- Free checking & savings – No monthly fees, no minimums
- Free debit card + $100 no-fee overdraft – Extra cushion when you need it
- Superb debit card controls with CardCentral
- Round-up savings – Save every time you spend
- 30,000+ CO-OP ATMs – Surcharge-free cash access nationwide
- Free 1-on-1 Money Help – Learn to budget, save, and build credit smartly
Plus:
- $500 low-rate credit card (13.9% APR*) – Build credit responsibly
- Auto loan up to $15,000 – Affordable financing to get on the road
Why It Works for Young Adults
Whether you’re a student, just starting your first job, or ready to take control of your money, My Way Credit Builder gives you the tools and guidance to:
- Build a positive credit history
- Save without even thinking about it
- Avoid costly fees and financial stress
How to Get Started
Opening your account is quick and easy—online or in-branch. No complicated forms, no financial jargon. Just a few minutes to start your financial journey.
My Way Credit Builder – Quick FAQs
Q: What is the My Way Credit Builder?
A: It’s a financial starter kit for ages 18–26 that includes checking, savings, a debit card, overdraft cushion, round-up savings, ATM access, a low-rate credit card, auto loan options, and free money coaching.
Q: Will it help me build credit?
A: Yes! By using your $500 credit card responsibly and making on-time payments, you’ll establish a strong credit history.
Q: How does round-up savings work?
A: Each time you make a purchase, the amount is rounded up to the nearest dollar and the difference is moved to your savings—helping you grow money effortlessly.
Q: Is there a fee to open?
A: No. The account is free to open with standard membership eligibility.
Q: I have no credit, can I still apply for an auto loan?
A: Yes! You will be able to get an auto loan for up to $15,000.
*APR=Annual Percentage Rate
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