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Direct Deposit

Your Money. Your Way.

Why Choose Direct Deposit?

Direct deposit makes managing your money easier. No paper checks to deposit, no extra trips to a branch, and no waiting for a check to clear.

Download the Direct Deposit Form

Get Paid Early with Direct Deposit!

Why wait for payday? With Early Pay2 at Community Focus Federal Credit Union, you may receive your paycheck up to two days early when you set up eligible direct deposit.

That means quicker access to your money, more flexibility to manage bills, and one less thing to worry about.

Less Waiting. More Convenience.

Save Time

Skip trips to deposit your paycheck.

Added Security

Avoid the risk of lost or stolen paper checks.

Automatic Deposits

Your money goes directly into your account.

Easy Access

Manage your money with Digital Banking.

Getting Started Is Easy

Download the Direct Deposit Form

 Get the information you need to set up your deposit.

Download the Direct Deposit Form

Contact your employer or benefits provider.

Ask about their direct deposit setup process.

Submit your information.

Complete the required authorization through your employer or provider.

FAQs

Many employers allow you to divide your paycheck between checking and savings accounts. Check with your payroll department.

Processing times vary by employer or benefits provider. It may take one or more pay cycles.

Yes. Provide your new account information to your employer or benefits provider and confirm when the change takes effect.

Yes. Eligible federal benefits can generally be deposited directly into your account.

High Yield Checking

4.50% APY1

Earn more on everyday money.

Why settle for ordinary checking? With Community Focus High-Yield Checking, you can earn competitive dividends while managing everyday expenses.

Direct deposit can help you meet one of the account's monthly qualifications.

1APY = Annual Percentage Yield. To earn the advertised dividend for your High Yield Checking account, you must meet the following minimum checking account requirements each statement cycle: (1) make minimum 10 debit card purchase transactions on accounts to which you are an owner during the statement cycle, (2) receive an aggregate of $1,000 or more during the statement cycle in recurring direct deposits to the account, and (3) be enrolled in Online Banking and receive monthly eStatements. Statement cycle: The statement cycle is defined as the period beginning on the first day of each calendar month and ending on the last day of the same month. If you don’t meet the qualifications for the advertised dividend, you will not be eligible to earn dividends for that month. Rates and terms are subject to change without notice. Dividends are paid on average daily balance, at the end of the month.  All transactions have to settle the account in order to meet the qualifications for both direct deposit and debit card purchases. If you close your account before interest is paid, you may not receive the accrued interest. Fees may reduce earnings on the account. Limit one high interest checking per Social Security number.

2 Early deposit availability is not guaranteed, and may vary from deposit to deposit.