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Buying a Home In the Spring

Authored By: Community Focus FCU on 1/21/2021

Young Couple Holding Keys in front of New Home

Home shopping season is upon us! Spring is the most popular time of the year for buying and selling homes. With so many buyers in the market, you’ll want to make sure you stay competitive. Follow the tips below to help you land the home of your dreams.

Research & Preparation

If you are planning to move to a new area, it is a good idea to explore and talk to locals. Drive around in the neighborhoods you like most and use online tools to research the town and local real estate agents. Visit the neighborhood during different days and times to get a better understanding of traffic and lighting.

Finding a local real estate agent that is well versed with the neighborhoods you are looking in is extremely valuable. They will be able to tell you what the market is like, how fast the homes are selling, and information about the neighborhood. You can ask for a referral from a real estate network you’ve used in the past or ask friends from the area if they have an agent they could recommend.

Your Mortgage & Pre-Approval

Get in touch with a mortgage lender to figure out how much home you can afford. Our partner, Mortgage Center, offers a free pre-approval that will show sellers you’re serious.

Your pre-approval letter will show you the maximum loan amount you are approved for, but you’ll want to create a budget to figure out how much home you can afford. Don’t forget about expenses like utility bills that could increase depending on your home. Make sure you’re comfortable with a new monthly budget.

Have Questions?

Join us for a free homebuyer webinar on March 4th at 6pm from the comfort of your home! Together with our partner Mortgage Center, we will be discussing the ins and outs of the home buying process. There will be experts on hand to answer your mortgage questions.

As an added bonus, you can receive $500 off* your closing costs for attending the seminar. Click here to learn more and RSVP, limited seating is available.


Equal Housing Lender
Mortgage Center NMLS# 282701

Information as of January 2021.

*Offer for $500 off closing costs is valid for 90 days after the seminar. Must have attended the seminar to be eligible. Applies to Residential 1st Mortgages only and excludes Home Equity Loans and Home Equity Lines of Credit. All loans subject to credit approval.

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