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Summer Bucks Loan

Extra cash when you need it most

Apply in Online Banking

Extra cash for summer plans—and life's unexpected moments.

Whether you're covering a car repair, home repair, back-to-school costs, or other unexpected expenses, Summer Bucks gives eligible members quick access to the funds they need.

Offer valid until September 30

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Borrow What You Need

  • Borrow $250–$2,000
  • Fixed 11.99% APR*
  • Repay over up to 12 months
  • No credit report required*
  • $20 application fee
  • Apply through Online Banking or the Community Focus Mobile App
  • Fast, convenient application process
  • Instantaneous funding

Common Ways Members Use Summer Bucks

Car or home repairs

Travel and Vacations

Unexpected bills

Back to school expenses

Home improvement projects

Utility expenses

Eligibility

To qualify, you must:

  • Be a Community Focus Federal Credit Union member for at least six months
  • Receive direct deposit into a Community Focus savings or checking account
  • Be the primary account holder
  • Meet all underwriting requirements
  • Only one Summer Bucks loan may be outstanding at a time.

How to Apply

Login to Online Banking

  1. Log in
  2. Select the Fast Cash link at the bottom of the screen
  3. Enter your account number
  4. Verify your information
  5. Choose Summer Bucks
  6. Submit your application

Login to Your CFFCU Mobile App

  1. Log in
  2. Select the Fast Cash link in the "More" tab
  3. Enter your account number
  4. Verify your information
  5. Choose Summer Bucks
  6. Submit your application

FAQs

To qualify for the Summer Bucks Loan, you must:

  • Be a Community Focus member for at least six months
  • Receive direct deposit into a Community Focus savings or checking account
  • Be the primary account holder
  • Meet all underwriting requirements

Eligible members may have both a Fast Cash Loan and a Summer Bucks Loan, provided they meet all program requirements. However, if you already have a Holiday Bucks Loan, you will not be eligible for the Summer Bucks Loan.

Eligible members may borrow between $200 and $2500.

No. A credit report is not required for a Summer Bucks Loan. All other eligibility requirements and underwriting criteria apply.

No. Summer Bucks is available exclusively through Community Focus Online Banking and the Community Focus mobile app.

Log into Community Focus Online Banking or the mobile app and choose Fast Cash Loan. Once there, you'd be able to choose the Summer Bucks Loan option. 

Ready to Apply?

Summer Bucks Loan is available exclusively through Community Focus Online Banking and the Community Focus mobile app.

Apply Today

1APR=Annual Percentage Rate. All loan applications are subject to review of eligibility and approval. The APR for the Summer Bucks loan is a fixed rate for the duration of the loan. The APR will be  11.99% APR. For example, a Summer Bucks loan for $1,000 with a 12-month term at 11.99% APR will have a monthly payment of $88.87/month. Offer valid from August 3 at 1 p.m. until September 30 at 4 p.m. EST. Other terms, payments, and loan amounts are available. Loans are available to members who meet certain eligibility requirements, who have been with the credit union a minimum of 180 days, have direct deposit to a CFFCU savings or a checking account and are considered a member in good standing. Maximum 1 loan special at a time. Not available at the branch. No minimum credit score required.