Save on Your Mortgage—Whether You're Buying or Refinancing
Save 0.25% on your mortgage rate*
A lower mortgage rate could mean lower monthly payments and long-term savings.
Receive a 0.25% rate discount on eligible 30-year fixed-rate purchase and refinance mortgages.
$0 application fee
Get pre-approved in as little as 15 minutes—with no application fee.
Why finance your home with Community Focus?
- Competitive rates and exclusive member discounts
- Local mortgage experts who guide you from application to closing
- Fast pre-approval—often in as little as 15 minutes
- Personalized service every step of the way
*Offer for 0.25% rate discount is available on purchase and refinance transactions. Application must be taken between July 1st, 2026 through September 30th, 2026. Mortgage amount must be between $40,000 and $832,750 to be eligible. Mortgage rates current as of 6/24/2025 and assumes a 30-year fixed-rate purchase of a detached, owner-occupied property with a loan to value ratio of 75% and a credit score of 780. A loan amount of $225,000 at an interest rate of 6.375% and an APR of 6.506% has a payment of $1,403.71 with -0.125 points due at closing. Payment does not include property taxes/insurances; actual payment will be higher. Offer applies to first mortgages financed with Mortgage Center and excludes government-backed loans, ARM loans, Asset Advantage, Golden Jumbo, New Start, Rapid Refi, Non-Warrantable Condo, and Home Equity loans. Community Focus Federal Credit Union membership required. Offer may not be combined with any other promotion or discount. The offer has no cash value. This offer is non-transferrable. Terms are subject to credit and mortgage approval. Mortgage Center is an Equal Housing Lender, NMLS# 282701. Community Focus Federal Credit Union is Federally Insured by NCUA.
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Mortgage Center NMLS#282701 |
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