Protect Your Ride with Confidence
Community Focus FCU offers more than just great auto loans—we also provide auto insurance, GAP coverage, and mechanical repair protection to keep you covered on the road. Whether you're looking for full coverage, peace of mind in the event of a total loss, or protection from unexpected repairs, we have the options to fit your needs and your budget.
Auto Insurance
Did you know that as a member of Community Focus Federal Credit Union, you have access to the TruStage™ Auto, Home, and Life Insurance Programs? Insurance is an important part of a solid financial plan, and TruStage™ can help you find the right coverage to fit both your needs and your budget.
With over 80 years of experience working with credit unions, you can trust TruStage™ to help protect what matters most—whether it’s your car, home, or life. We’re excited to offer these great benefits to help you feel secure and confident in your financial future!
Guaranteed Asset Protection (GAP)
A wrecked vehicle can wreck your finances if you owe more on your loan than your insurance will pay. Guaranteed Asset Protection (GAP) reduces or eliminates the difference between your vehicle's actual cash value and auto loan balances for Community Focus Federal Credit Union members. GAP provides protection not only for cars, but for light trucks, motorcycles, ATVs, snowmobiles and certain types of personal watercraft.
Ask us about GAP protection as you finance your vehicle.
- $50,000 Maximum Benefit
- 84 month Maximum Protected Loan Term
- Protects up to 10 skipped payments during loan term
- Waives $1,000 off your replacement vehicle loan when you finance through CFFCU
- Deductible assistance up to $500 when your vehicle is damaged, but not deemed at total loss
Mechanical Repair Coverage
As your vehicle gets older and miles add up, will you be able to afford the repairs you need to keep your car on the road? Mechanical Repair Coverage (MRC) can help limit the cost of repairs and ease the financial burden for you and the people you care about. Ask us about the Mechanical Repair Coverage as you finance your vehicle!
Mechanical Repair Coverage Benefits:
- Three different types of coverage plans available: Platinum, Gold and Silver
- Choose your deductible
- Rental reimbursement
- 24-hour emergency road assistance
- Travel expense reimbursement
- Good for any authorized repair facility in the U.S. or Canada
- No out of pocket expense except any deductible
- Transferrable to increase resale value
- Cancel for full refund within 60 days*
*Full refund available only if coverage is unused in the first 60 days. If used or cancelled after 60 days, refund is pro-rated less administrative fee. Cancellation administrative fees vary by state.
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