Drive Away with a Better Auto Loan

Whether you’re shopping for a new or used car or looking to refinance your current vehicle loan, Community Focus Federal Credit Union makes the process simple and affordable. Our auto loans in Downriver, Michigan are designed to save you money, provide flexible terms, and put you behind the wheel with confidence.

At CFFCU, we listen to your story—not just your credit score. If you’ve faced credit challenges or are paying high-interest debt, we’ll work with you to create a financial solution that helps you move forward.

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Benefits of Financing with CFFCU

• Low interest rates to save you money
• Up to 100% financing available, including tax, title, and license fees
• Flexible repayment terms that fit your budget
• Pre-approval to protect you from overpaying at the dealership
• Optional Mechanical Repair Coverage and Guaranteed Asset Protection (GAP)

Refinance and Save More

Already paying on a car loan somewhere else? Refinancing with Community Focus can:

• Lower your monthly payments
• Reduce your interest rate
• Help you pay off your loan faster

Local Credit Union, Member-Focused Service

As your trusted neighborhood credit union in Ecorse, Brownstown, and the Downriver area, we provide:

• Fast loan approvals
• Personalized service from a team that cares about your financial journey
• Credit-union-exclusive benefits that you won’t find at big banks

Auto Loans - Quick FAQs 

Q: Can I get an auto loan with bad credit?
A: Yes. We review more than just your credit score. Our team will work with you to find an auto loan solution that fits your financial situation.

Q: Do you offer pre-approvals?
A: Yes. Getting pre-approved gives you confidence when shopping and protects you from dealer markups.

Q: What vehicles can I finance?
A: You can finance new or used cars, trucks, and SUVs with up to 100% financing available.

Q: Can I refinance my existing auto loan?
A:Yes. Refinancing may lower your payment, reduce your rate, and help you pay off your vehicle faster.