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Payments and Transfers

Community Focus Federal Credit Union makes managing your payments simple and flexible. Whether you're paying a loan, monthly bills, or sending money to friends or family, we offer convenient options to fit your lifestyle. Use online banking, our mobile app, or person-to-person transfers to stay on top of your finances—anytime, anywhere.

Pay Bills

Online Bill Pay makes it convenient and secure to pay any company or any person that you owe. It's simply the best way to manage your payments. 

  • Free service for all members
  • Receive, pay and track your bills online
  • Your payments are automatically withdrawn from your CFFCU checking account on the date you have specified the bill to be paid
  • Payments are sent electronically when possible

 

Make a Loan Payment

Pay a Person with Zelle®

Community Focus FCU has partnered with Zelle® to bring you a fast, safe and easy way to send and receive money with friends, family and other people you trust.2

Zelle® is available right from online and mobile banking so you don’t need to download anything new to start sending and receiving money!

How to start using Zelle®

  1. Enroll or log in to Bill Pay
  2. Select "Send Money with Zelle®"
  3. Accept Terms and Conditions
  4. Select your U.S. mobile number or email address and deposit account

That’s it! You’re ready to start sending and receiving money with Zelle®.

 

1 Mobile network carrier fees may apply.

2 Must have a bank account in the U.S. to use Zelle®.

3 Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle®.

4 In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already be enrolled with Zelle®.

Copyright © 2022 Community Focus Federal Credit Union. All rights reserved. Terms and conditions apply. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Digital Wallet

 

  • Simply Tap, Pay and Go! Easily link your mobile device to your Community Focus FCU debit card!
  • Make contactless payments by simply tapping your phone on a payment termina
  • Enjoy faster checkouts
  • Pay virtually anywhere
  • Built-in security

Advanced encryption keeps your personal information protected—merchants never see your actual data.

To turn your phone or preferred mobile device into a digital wallet, just use the existing, preinstalled Apple Pay, Samsung Pay, or Google Pay app* and do your shopping cash-free and worry-free.

 

*Older Mobile devices may not be supported by the mobile wallet. Verify supported devices at the links above.

Apple, the Apple logo, iPhone, and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay, Touch ID, and Apple Watch are trademarks of Apple Inc. Android, Android Pay, and the Android Logo are trademarks of Google Inc. The Android Robot is reproduced or modified from work created and shared by Google and used according to terms described in the Creative Commons 3.0 Attribution License. Samsung, Samsung Pay, Samsung Gear, Galaxy S and Gear S (and other device names) are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Samsung Pay is available on select Samsung devices. Use only in accordance with law. Other company and product names mentioned may be trademarks of their respective owners.

External Transfers

Easily move money between your accounts with our secure External Transfers service. Whether you're transferring funds to or from another financial institution, our convenient online banking platform lets you do it quickly and securely. Stay in control of your finances with seamless transfers that make managing your money easier than ever.

Simply login to your Online Banking account and select External Transfers. 

Wire Transfers
  • Options to safely send money to others or have money sent to your CFFCU account
  • Wire transfers are processed between 9:30 a.m. and 4:00 p.m. during regular business hours. 
  • Wire requests received after 4 p.m. will be processed the following regular business day.
  • Fees apply to both incoming and outgoing transfers
  • International wire transfers are available

Please complete a Wire Transfer Agreement Form and return to any CFFCU branch before initiating your first transfer. 

Scheduled Transfer
  • A pre-determined amount automatically transferred into your selected share or loan accounts
  • Convenient way to make your loan payments or establish consistent savings program
  • Automatic Funds Transfer is a free feature in Online Banking
  • Funds may be transferred between most of your CFFCU accounts weekly, biweekly, monthly or annually

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