Holiday Bucks Loan

Whether it’s groceries, celebrations, or last-minute needs, our Holiday Bucks Loan gives you a boost when you need it most.

Best of all, the Fast Cash Loan is built right into our Mobile App and Online Banking, making it simple, fast, and stress-free.

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Why Choose a Holiday Bucks Loan?

• Borrow from $250 to $2,000

• 11.99% APR*

• Immediate funding upon approval

• No credit check (other eligibility applies)

• Repayment period up to 12 months

• Available 24/7 in Mobile & Online Banking

• Safe, fast, and fully digital

How to Apply

1. Log in to Community Focus FCU Mobile App or Online Banking

2. Select Apply for a Holiday Bucks Loan (Mobile: “More” menu / Online: “Apply for a Loan” dropdown)

3. Review features and disclosures

4. Tap, consent, and receive instant funding

Eligibility Requirements

• Member of Community Focus FCU for at least 180 days

• Enrolled in Mobile or Online Banking

• Must have Direct Deposit into a CFFCU savings or checking account

• $20 application fee

*APR=Annual Percentage Rate. All loan applications are subject to review of eligibility and approval. Payment example: A $2000 loan for 12 months at 11.99% APR would have a payment of $177.71/month. Loans are available to members who meet certain eligibility requirements, who have been with the credit union a minimum of 180 days, have direct deposit to a CFFCU savings or a checking account and are considered a member in good standing. Not available at the branch. No minimum credit score required.