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Smart Option Student Loan® by Sallie Mae®

The Community Focus Federal Credit Union Smart Option Student Loan® by Sallie Mae® helps you save money, build your credit, and pay off your student loan faster. It’s an ideal education funding solution if you still need funds after maximizing grants, scholarships, and federal loans. The Smart Option Student Loan® is a perfect option for families that have a gap when it comes to funding their student’s education. The Smart Option Student Loan can help save money over the life of the loan and that savings can be put towards paying off the student loan faster.

  • Competitive fixed and variable interest rates providing even more choice and flexibility
  • Borrow up to 100% of school certified education costs (minimum $1,000)
  • Multiple in-school repayment options available
  • Borrower benefits available – like rewards and interest rate reductions
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate
  • Get a quick credit result by applying online. It’s quick, easy, and only takes about 15 minutes to apply.
  • Fast Online Application. Our easy-to-complete application takes about 20 minutes. It's quick and easy.
  • 24/7 online account management
  • No prepayment penalty

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