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Merger Information 

The Boards of Directors of Community Focus Federal Credit Union (Community Focus) and Southeast Michigan State Employees Federal Credit Union (SMSE) are excited to announce a proposed merger between the two credit unions. The due diligence phase is in progress by both credit unions and is expected to continue for several months. This is not a takeover of one credit union by the other, but a partnership of two strong organizations that will combine their assets and resources for the mutual benefit of both memberships.

The Board of Directors of the combined credit union will be made up of all of the current members of the Board of Directors of both SMSE and Community Focus. The combined credit union will adopt a new name which has not yet been determined but will be announced prior to the effective date of the merger.

SMSE and Community Focus are both financially strong credit unions and could continue as independent organizations. Both credit unions share similar values of being dedicated to serving members. By pulling together the resources of the two organizations, the combined credit union will be able to offer its members more branches, high-yield deposit accounts, low rate loans, more technology and more career opportunities for their team members.

We recognize that this announcement will generate questions from members and community partners. Below you will find FAQs and we will continue updating them as we have more information to share. 

Merger Information FAQs

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