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Let Community Focus Federal Credit Union be your trusted financial source for your mortgage. We've partnered with Member Mortgage Services (MMS) to offer you even more choices whether you're a first-time home buyer, looking for an investment property, or building your dream home.

  • Conventional Financing
  • 10, 15, 20 and 30 year fixed-rate programs
  • First-time homebuyer programs
  • 5 and 7-year Balloon mortgages are great for first-time home buyers
  • HARP - are you under water? We can help!
  • Now is a great time to buy! Low fixed rates, call Christpher Pugh, MMS Representative, for details and pre-approvals at 248.788.0800 ext. 106!


Interested in purchasing or refinancing your home? Call Christopher Pugh at 248.788.0800 ext. 106 for a FREE Credit Analysis. As, a Licensed professional, Christopher will listen to your story and advise for your best interest. If you qualify for a mortgage or refinancing, Christopher will let you know your options. If you don't qualify at this time because of your credit history, Christopher will advise you on how to improve your credit score.

MMS is a credit union owned organization serving only credit union members. With MMS and CFFCU on your side, you're sure to get the house of your dreams at a monthly payment you can afford. To get approved just fill out an application online at or over the phone with Christopher Pugh, our MMS Representative at 248.788.0800 ext. 106.

  Community Focus Federal Credit Unions NMLS#131062
   Our Representative is:
   Melissa Molnar: NMLS#850295
   Christopher WP Pugh: NMLS#1188326

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