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Fixed-Rate Home Equity Loans

Use your home’s equity to get the money you need. Together with our partner, Mortgage Center (NMLS #282701), we're able to offer our members Fixed-Rate Home Equity loans. Take advantage of a low fixed rate, flexible terms, and a payment amount that will not change.

Whether you're looking to make home renovations, consolidate debt, or pay for college tuition, a home equity loan can get you closer to your goals. Get started by applying online or calling 800-353-4449 to speak with a home equity specialist.

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Home Equity Line of Credit

Get access to needed funds through the financial power of your home’s equity. Use your home’s equity to pay for large purchases, college, or that special event in your life. 

  • Use 80% of your home’s equity (up to $75,000.00 minus your mortgage balance, when applicable)
  • Enjoy potential tax deductions*
  • Low interest rate with rate increase protection
  • No surprises!
    • no application fees
    • no annual fees
    • no closing costs
    • no pre-payment penalties
    • no other hidden charges
  • Fast turnaround – get a preliminary answer within 24 hours

Ready to get started? Review the Home Equity Line of Credit Application Checklist or pick up a Home Equity Line of Credit Application Packet in person at one of our branch locations. 

Home Equity Line of Credit Variable 3.25% 15 year term Calculate Payment
*APR = Annual Percentage Rate. Rates based on term, credit, and collateral. Consult with your tax advisor. Contact Community Focus FCU for most current rate. Variable-rate loan may change quarterly based on the Wall Street Journal Prime Rate. Maximum APR is 16.00%.

Community Focus FCU NMLS # 840970

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