Current Rates
| Loan Rates | |||
| Effective Date: Sunday, January 26th, 2020 | |||
| Name | APR* | Description | Calculator |
AUTO & RECREATIONAL VEHICLE LOANS | |||
| Auto Loan | as low as 3.00% | Payment per $1,000 is $42.77 | Loan Payment Calculator |
| Recreational Vehicle Loan | as low as 3.00% | Payment per $1,000 is $42.77 | Loan Payment Calculator |
| If you have less than perfect credit, talk to us. Our loan experts can help and find you a payment with a term that will fit your needs. | |||
PERSONAL LOANS | |||
| Signature Loan | as low as 9.95% | Payment per $1,000 is $46.14 | Loan Payment Calculator |
| Line of Credit (Revolving) | 12.9% | Payment per $1,000 is $30.00 | Loan Payment Calculator |
| Share Secured Loan | 4.00% | Payment per $1,000 is $85.17 | Loan Payment Calculator |
VISA CREDIT CARDS | |||
| VISA Platinum Preferred | 3.99% (for the first six months; 11.9% thereafter) | Fixed Rate | Credit Card Calculator |
| VISA Platinum | 3.99% (for the first six months; 13.9% thereafter) | Fixed Rate | Credit Card Calculator |
| Balance Transfer | 2.99% (for the first 6 months) 11.9% or 13.9% (thereafter) | Fixed Rate | Credit Card Calculator |
HOME EQUITY LINE OF CREDIT | |||
| Home Equity Variable** | 4.75% | 15 year term | Loan Payment Calculator |
MORTGAGE LOANS | |||
| Mortgage | 800.353.4449 | Current Rates | |
| *APR=Annual Percentage Rate. Your rate will be based on your credit score, term and collateral. Rates are subject to change any time without notice. | |||
| **APR = Annual Percentage Rate. Rates based on term, credit, and collateral. Contact Community Focus FCU for most current rate. Variable-rate loan may change quarterly based on the Wall Street Journal Prime Rate. Maximum APR is 16.00%. | |||
| Savings Rates | ||
| Effective Date: Sunday, January 26th, 2020 | ||
| Name | APY* | Description |
| Savings Account (includes side savings) | .10% | $300 minimum balance to receive dividends |
| Money Market | .80% | $2,500.00-$49,999.99 |
| Money Market | .90% | $50,000.00-$99,999.99 |
| Money Market | 1.00% | $100,000.00+ |
| IRA | .60% | $5.00 minimum deposit |
| 6 Month Certificate | 1.25% | $1000.00 minimum deposit |
| 1 Year Certificate | 1.50% | $1000.00 minimum deposit |
| 2 Year Certificate | 1.80% | $1000.00 minimum deposit |
| 3 Year Certificate | 1.90% | $1000.00 minimum deposit |
| 4 Year Certificate | 2.00% | $1000.00 minimum deposit |
| 5 Year Certificate | 2.10% | $1000.00 minimum deposit |
| *APY = Annual Percentage Yield. | ||
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