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Rates

Loan Rates
Effective Date: Saturday, December 3rd, 2022
NameAPR*Special OfferCalculator

AUTO & RECREATIONAL VEHICLE LOANS

Auto Loan as low as 6.19%   Loan Payment Calculator
Recreational Vehicle Loan as low as 7.74%   Loan Payment Calculator

PERSONAL LOANS

Signature Loan as low as 9.24%

Holiday Loan Promotion 

November 1, 2022 until December 30, 2022
As low as 7.49% APR*
Loan amount: $1,500 or $2,500
Term: 12 months

Loan Payment Calculator
Line of Credit (Revolving) 12.90%   Loan Payment Calculator
Share Secured Loan 4.00%   Loan Payment Calculator

VISA CREDIT CARDS

VISA Platinum Preferred 11.90% 5.90%** Credit Card Calculator
VISA Platinum 13.90% 5.90%** Credit Card Calculator
Balance Transfer 11.90% or 13.90%**   Credit Card Calculator

HOME EQUITY LINE OF CREDIT

Home Equity Variable*** 7.00%   Loan Payment Calculator

MORTGAGE LOANS

Mortgage Current Rates   Mortgage Calculator
* APR=Annual Percentage Rate. Rate is based on credit worthiness.
**APR=Annual Percentage Rate. Rates based on credit worthiness. The method to compute the balance for purchases is average daily balance. Please contact Community Focus Federal Credit Union for specific terms and conditions. Additional limitations, terms and conditions apply, see VISA Credit Card Disclosure.
***APR = Annual Percentage Rate. Rates based on term, credit, and collateral. Contact Community Focus FCU for most current rate. Variable-rate loan may change quarterly based on the Wall Street Journal Prime Rate. Maximum APR is 16.00%.

Savings Rates
Effective Date: Saturday, December 3rd, 2022
Name APY*Description
Savings Account (includes side savings) 0.10% $300 minimum balance to receive dividends
Money Market 0.25% $2,500-$49,999 balance
Money Market 0.30% $50,000-$99,999 balance
Money Market 0.40% $100,000+ balance
IRA 0.40% $5.00 minimum deposit
6 Month Certificate 1.00% $1000 minimum deposit
1 Year Certificate 1.25% $1000 minimum deposit
18 Month Certificate** 3.40% $1000 minimum deposit
2 Year Certificate 1.50% $1000 minimum deposit
3 Year Certificate 1.75% $1000 minimum deposit
4 Year Certificate 2.00% $1000 minimum deposit
5 Year Certificate 2.10% $1000 minimum deposit
*APY = Annual Percentage Yield.
**APY=Annual Percentage Yield. New money only. Savings are insured for up to $250,000 and backed by the full faith and credit of the National Credit Union Administration, a U.S. Government Agency. Dividend paid annually. $1,000 minimum deposit. This is a limited time offer and is subject to change without notice. A penalty may be imposed for early withdrawal. All rates are subject to change without notice.

 

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