Community Focus Federal Credit Union Go to main content

Online Banking

Current Rates

Loan Rates
Effective Date: Sunday, December 5th, 2021
NameAPR*DescriptionCalculator

AUTO & RECREATIONAL VEHICLE LOANS

Auto Loan as low as 1.99%

Promotional rate.

Details below.

Loan Payment Calculator
Recreational Vehicle Loan as low as 3.59%

Promotional rate.

Details below.

Loan Payment Calculator

PERSONAL LOANS

Signature Loan as low as 6.95%

Promotional rate.

Details below.

Loan Payment Calculator
Line of Credit (Revolving) 12.90%   Loan Payment Calculator
Share Secured Loan 4.00%   Loan Payment Calculator

VISA CREDIT CARDS

VISA Platinum Preferred 5.90%(for the first 6 months) 11.90% or 13.90% (thereafter) Fixed Rate Credit Card Calculator
VISA Platinum 5.90% (for the first 6 months) 11.90% or 13.90% (thereafter) Fixed Rate Credit Card Calculator
Balance Transfer 2.99% (for the first 6 months) 11.90% or 13.90% (thereafter) Fixed Rate Credit Card Calculator

HOME EQUITY LINE OF CREDIT

Home Equity Variable** 3.25% 15 year term Loan Payment Calculator

MORTGAGE LOANS

Mortgage   800.353.4449 Current Rates
*APR=Annual Percentage Rate. Rates based on creditworthiness. Rates are subject to change any time without notice. New money only.  Must be eligible for the Community Focus Federal Credit Union membership. Auto loan rates as low as 1.99% APR and recreational vehicle loan rates as low as 3.59 % APR. Minimum financed amount on auto and recreational vehicle loans is $10,000. Terms up to 84 months. Non-promotional auto loan rates are as low as 2.59% APR. Non-promotional recreational vehicle loan rates are as low as 4.59% APR. Personal loan rates as low as 6.95% APR. Non-promotional personal loan rates are as low as 7.95% APR.  Excluded are credit cards, revolving loans and real estate loans. Offer valid until January 31, 2022.
**APR = Annual Percentage Rate. Rates based on term, credit, and collateral. Contact Community Focus FCU for most current rate. Variable-rate loan may change quarterly based on the Wall Street Journal Prime Rate. Maximum APR is 16.00%.

Savings Rates
Effective Date: Sunday, December 5th, 2021
Name APY*Description
Savings Account (includes side savings) 0.05% $300 minimum balance to receive dividends
Money Market 0.10% $2,500.00-$49,999.99 balance
Money Market 0.15% $50,000.00-$99,999.99 balance
Money Market 0.20% $100,000.00+ balance
IRA 0.40% $5.00 minimum deposit
6 Month Certificate 0.30% $1000.00 minimum deposit
1 Year Certificate 0.35% $1000.00 minimum deposit
2 Year Certificate 0.40% $1000.00 minimum deposit
3 Year Certificate 0.50% $1000.00 minimum deposit
4 Year Certificate 0.60% $1000.00 minimum deposit
5 Year Certificate 0.75% $1000.00 minimum deposit
*APY = Annual Percentage Yield.

 

Go to main navigation
Love My Credit Union