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Current Rates

Loan Rates
Effective Date: Saturday, October 31st, 2020
NameAPR*DescriptionCalculator

AUTO & RECREATIONAL VEHICLE LOANS

Auto Loan as low as 3.00% Payment per $1,000 is $42.77 Loan Payment Calculator
Recreational Vehicle Loan as low as 3.00% Payment per $1,000 is $42.77 Loan Payment Calculator
If you have less than perfect credit, talk to us. Our loan experts can help and find you a payment with a term that will fit your needs.

PERSONAL LOANS

Signature Loan as low as 9.95% Payment per $1,000 is $46.14 Loan Payment Calculator
Line of Credit (Revolving) 12.90% Payment per $1,000 is $30.00 Loan Payment Calculator
Share Secured Loan 4.00% Payment per $1,000 is $85.17 Loan Payment Calculator

VISA CREDIT CARDS

VISA Platinum Preferred 11.90% Fixed Rate Credit Card Calculator
VISA Platinum 13.90% Fixed Rate Credit Card Calculator
Balance Transfer 2.99% (for the first 6 months) 11.90% or 13.90% (thereafter) Fixed Rate Credit Card Calculator

HOME EQUITY LINE OF CREDIT

Home Equity Variable** 3.25% 15 year term Loan Payment Calculator

MORTGAGE LOANS

Mortgage   800.353.4449 Current Rates
*APR=Annual Percentage Rate. Your rate will be based on your credit score, term and collateral. Rates are subject to change any time without notice.
**APR = Annual Percentage Rate. Rates based on term, credit, and collateral. Contact Community Focus FCU for most current rate. Variable-rate loan may change quarterly based on the Wall Street Journal Prime Rate. Maximum APR is 16.00%.

Savings Rates
Effective Date: Saturday, October 31st, 2020
Name APY*Description
Savings Account (includes side savings) 0.05% $300 minimum balance to receive dividends
Money Market 0.10% $2,500.00-$49,999.99 balance
Money Market 0.15% $50,000.00-$99,999.99 balance
Money Market 0.20% $100,000.00+ balance
IRA 0.40% $5.00 minimum deposit
6 Month Certificate 0.35% $1000.00 minimum deposit
1 Year Certificate 0.40% $1000.00 minimum deposit
2 Year Certificate 0.45% $1000.00 minimum deposit
3 Year Certificate 0.55% $1000.00 minimum deposit
4 Year Certificate 0.65% $1000.00 minimum deposit
5 Year Certificate 0.80% $1000.00 minimum deposit
*APY = Annual Percentage Yield.

 

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