Home > Learn > Resources > Rates

Rates

Loan Rates
Effective Date: Friday, May 20th, 2022
NameAPR*Special OfferCalculator

AUTO & RECREATIONAL VEHICLE LOANS

Auto Loan as low as 2.59% as low as 1.99% APR* Loan Payment Calculator
Recreational Vehicle Loan as low as 4.59% as low as 3.59% APR* Loan Payment Calculator

PERSONAL LOANS

Signature Loan as low as 7.95% as low as 6.95% APR* Loan Payment Calculator
Line of Credit (Revolving) 12.90%   Loan Payment Calculator
Share Secured Loan 4.00%   Loan Payment Calculator

VISA CREDIT CARDS

VISA Platinum Preferred 11.90% 5.90%** Credit Card Calculator
VISA Platinum 13.90% 5.90%** Credit Card Calculator
Balance Transfer 11.90% or 13.90%**   Credit Card Calculator

HOME EQUITY LINE OF CREDIT

Home Equity Variable*** 4.00%   Loan Payment Calculator

MORTGAGE LOANS

Mortgage Current Rates   Mortgage Calculator
* APR=Annual Percentage Rate. New money only. Auto loan rates as low as 1.99% APR. Recreational vehicle loan rates as low as 3.59 % APR. Signature loan rates as low as 6.95% APR. Minimum financed auto loan and recreational loan amount is $10,000. Terms up to 84 months. No payment for 60 days on auto loans, recreational loans and personal loans for the duration of the offer. Rates based on credit worthiness. Excluded are credit cards, revolving loans and real estate loans. Offer valid until June 30, 2022 and subject to change without notice.
**APR=Annual Percentage Rate. Rates based on credit worthiness. The method to compute the balance for purchases is average daily balance. Please contact Community Focus Federal Credit Union for specific terms and conditions. Additional limitations, terms and conditions apply, see VISA Credit Card Disclosure.
***APR = Annual Percentage Rate. Rates based on term, credit, and collateral. Contact Community Focus FCU for most current rate. Variable-rate loan may change quarterly based on the Wall Street Journal Prime Rate. Maximum APR is 16.00%.

Savings Rates
Effective Date: Friday, May 20th, 2022
Name APY*Description
Savings Account (includes side savings) 0.05% $300 minimum balance to receive dividends
Money Market 0.10% $2,500-$49,999 balance
Money Market 0.15% $50,000-$99,999 balance
Money Market 0.20% $100,000+ balance
IRA 0.40% $5.00 minimum deposit
6 Month Certificate 0.30% $1000 minimum deposit
1 Year Certificate 0.35% $1000 minimum deposit
2 Year Certificate 0.40% $1000 minimum deposit
3 Year Certificate 0.50% $1000 minimum deposit
4 Year Certificate 0.60% $1000 minimum deposit
5 Year Certificate 0.75% $1000 minimum deposit
*APY = Annual Percentage Yield.

 

Go to main navigation