Current Rates
| Loan Rates | |||
| Effective Date: Friday, September 24th, 2021 | |||
| Name | APR* | Description | Calculator |
AUTO & RECREATIONAL VEHICLE LOANS | |||
| Auto Loan | as low as 2.49% | Payment per $1,000 is $21.91 based on a 60 month term | Loan Payment Calculator |
| *APR = Annual Percentage Rate. New money only. New and used cars only. Minimum financed amount $10,000. Rates based on term, credit, and collateral. Offer is valid May 1 through October 31, 2021. Rates are subject to change any time without notice. | |||
| Recreational Vehicle Loan | as low as 3.00% | Loan Payment Calculator | |
| If you have less than perfect credit, talk to us. Our loan experts can help and find you a payment with a term that will fit your needs. | |||
PERSONAL LOANS | |||
| Signature Loan | as low as 9.95% | Loan Payment Calculator | |
| Line of Credit (Revolving) | 12.90% | Loan Payment Calculator | |
| Share Secured Loan | 4.00% | Loan Payment Calculator | |
VISA CREDIT CARDS | |||
| VISA Platinum Preferred | 11.90% | Fixed Rate | Credit Card Calculator |
| VISA Platinum | 13.90% | Fixed Rate | Credit Card Calculator |
| Balance Transfer | 2.99% (for the first 6 months) 11.90% or 13.90% (thereafter) | Fixed Rate | Credit Card Calculator |
HOME EQUITY LINE OF CREDIT | |||
| Home Equity Variable** | 3.25% | 15 year term | Loan Payment Calculator |
MORTGAGE LOANS | |||
| Mortgage | 800.353.4449 | Current Rates | |
| *APR=Annual Percentage Rate. Your rate will be based on your credit score, term and collateral. Rates are subject to change any time without notice. | |||
| **APR = Annual Percentage Rate. Rates based on term, credit, and collateral. Contact Community Focus FCU for most current rate. Variable-rate loan may change quarterly based on the Wall Street Journal Prime Rate. Maximum APR is 16.00%. | |||
| Savings Rates | ||
| Effective Date: Friday, September 24th, 2021 | ||
| Name | APY* | Description |
| Savings Account (includes side savings) | 0.05% | $300 minimum balance to receive dividends |
| Money Market | 0.10% | $2,500.00-$49,999.99 balance |
| Money Market | 0.15% | $50,000.00-$99,999.99 balance |
| Money Market | 0.20% | $100,000.00+ balance |
| IRA | 0.40% | $5.00 minimum deposit |
| 6 Month Certificate | 0.30% | $1000.00 minimum deposit |
| 1 Year Certificate | 0.35% | $1000.00 minimum deposit |
| 2 Year Certificate | 0.40% | $1000.00 minimum deposit |
| 3 Year Certificate | 0.50% | $1000.00 minimum deposit |
| 4 Year Certificate | 0.60% | $1000.00 minimum deposit |
| 5 Year Certificate | 0.75% | $1000.00 minimum deposit |
| *APY = Annual Percentage Yield. | ||
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