Current Rates
| Loan Rates | |||
| Effective Date: Sunday, December 5th, 2021 | |||
| Name | APR* | Description | Calculator |
AUTO & RECREATIONAL VEHICLE LOANS | |||
| Auto Loan | as low as 1.99% | Promotional rate. Details below. |
Loan Payment Calculator |
| Recreational Vehicle Loan | as low as 3.59% | Promotional rate. Details below. |
Loan Payment Calculator |
PERSONAL LOANS | |||
| Signature Loan | as low as 6.95% | Promotional rate. Details below. |
Loan Payment Calculator |
| Line of Credit (Revolving) | 12.90% | Loan Payment Calculator | |
| Share Secured Loan | 4.00% | Loan Payment Calculator | |
VISA CREDIT CARDS | |||
| VISA Platinum Preferred | 5.90%(for the first 6 months) 11.90% or 13.90% (thereafter) | Fixed Rate | Credit Card Calculator |
| VISA Platinum | 5.90% (for the first 6 months) 11.90% or 13.90% (thereafter) | Fixed Rate | Credit Card Calculator |
| Balance Transfer | 2.99% (for the first 6 months) 11.90% or 13.90% (thereafter) | Fixed Rate | Credit Card Calculator |
HOME EQUITY LINE OF CREDIT | |||
| Home Equity Variable** | 3.25% | 15 year term | Loan Payment Calculator |
MORTGAGE LOANS | |||
| Mortgage | 800.353.4449 | Current Rates | |
| *APR=Annual Percentage Rate. Rates based on creditworthiness. Rates are subject to change any time without notice. New money only. Must be eligible for the Community Focus Federal Credit Union membership. Auto loan rates as low as 1.99% APR and recreational vehicle loan rates as low as 3.59 % APR. Minimum financed amount on auto and recreational vehicle loans is $10,000. Terms up to 84 months. Non-promotional auto loan rates are as low as 2.59% APR. Non-promotional recreational vehicle loan rates are as low as 4.59% APR. Personal loan rates as low as 6.95% APR. Non-promotional personal loan rates are as low as 7.95% APR. Excluded are credit cards, revolving loans and real estate loans. Offer valid until January 31, 2022. | |||
| **APR = Annual Percentage Rate. Rates based on term, credit, and collateral. Contact Community Focus FCU for most current rate. Variable-rate loan may change quarterly based on the Wall Street Journal Prime Rate. Maximum APR is 16.00%. | |||
| Savings Rates | ||
| Effective Date: Sunday, December 5th, 2021 | ||
| Name | APY* | Description |
| Savings Account (includes side savings) | 0.05% | $300 minimum balance to receive dividends |
| Money Market | 0.10% | $2,500.00-$49,999.99 balance |
| Money Market | 0.15% | $50,000.00-$99,999.99 balance |
| Money Market | 0.20% | $100,000.00+ balance |
| IRA | 0.40% | $5.00 minimum deposit |
| 6 Month Certificate | 0.30% | $1000.00 minimum deposit |
| 1 Year Certificate | 0.35% | $1000.00 minimum deposit |
| 2 Year Certificate | 0.40% | $1000.00 minimum deposit |
| 3 Year Certificate | 0.50% | $1000.00 minimum deposit |
| 4 Year Certificate | 0.60% | $1000.00 minimum deposit |
| 5 Year Certificate | 0.75% | $1000.00 minimum deposit |
| *APY = Annual Percentage Yield. | ||
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