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Current Rates

Loan Rates
Effective Date: Thursday, May 23rd, 2019
NameAPR*DescriptionCalculator

AUTO & RECREATIONAL VEHICLE LOANS

Auto Loan as low as 3.00% Payment per $1,000 is $42.77 Loan Payment Calculator
Recreational Vehicle Loan as low as 3.00% Payment per $1,000 is $42.77 Loan Payment Calculator
If you have less than perfect credit, talk to us. Our loan experts can help and find you a payment with a term that will fit your needs.

PERSONAL LOANS

Signature Loan as low as 9.95% Payment per $1,000 is $46.14 Loan Payment Calculator
Line of Credit (Revolving) 12.9% Payment per $1,000 is $30.00 Loan Payment Calculator
Share Secured Loan 4.00% Payment per $1,000 is $85.17 Loan Payment Calculator

VISA CREDIT CARDS

VISA Platinum Preferred 3.99% (for the first six months; 11.9% thereafter) Fixed Rate Credit Card Calculator
VISA Platinum 3.99% (for the first six months; 13.9% thereafter) Fixed Rate Credit Card Calculator
Balance Transfer 2.99% (for the first 6 months) 11.9% or 13.9% (thereafter) Fixed Rate Credit Card Calculator

HOME EQUITY LINE OF CREDIT

Home Equity Variable** 5.50% 15 year term Loan Payment Calculator

MORTGAGE LOANS

Mortgage   800-945-4506 Current Rates
*APR=Annual Percentage Rate. Your rate will be based on your credit score, term and collateral. Rates are subject to change any time without notice.
**APR = Annual Percentage Rate. Rates based on term, credit, and collateral. Contact Community Focus FCU for most current rate. Variable-rate loan may change quarterly based on the Wall Street Journal Prime Rate. Maximum APR is 16.00%.

Savings Rates
Effective Date: Thursday, May 23rd, 2019
Name APY*Description
Savings Account (includes side savings) .10% $300 minimum balance to receive dividends
Money Market .85% $2,500.00-$49,999.99
Money Market .95% $50,000.00-$99,999.99
Money Market 1.21% $100,000.00+
IRA .60% $5.00 minimum deposit
6 Month Certificate 1.25% $1000.00 minimum deposit
1 Year Certificate 1.50% $1000.00 minimum deposit
2 Year Certificate 2.10% $1000.00 minimum deposit
3 Year Certificate 2.30% $1000.00 minimum deposit
4 Year Certificate 2.60% $1000.00 minimum deposit
5 Year Certificate 2.80% $1000.00 minimum deposit
*APY = Annual Percentage Yield.

 

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