Early Paycheck

Get paid up to two days sooner! Early Paycheck allows Community Focus FCU members who receive eligible Direct Deposit to receive and access the funds in their account faster. No more pending deposits! Early Paycheck will occur automatically on your account - there is absolutely nothing you need to do!

What is an eligible Direct Deposit?

Eligible Direct Deposits are limited to electronic direct deposits of items such as your payroll, pension and government benefit payments made through the Automated Clearing House (ACH) to your personal account. 

What do I need to know?

If you have payments scheduled to come out on normal payday, these payments will still occur on that specific day as scheduled. This is important to know for your budgeting purposes. If any updates or changes are needed please contact Community Focus FCU. 

How would I know my Direct Deposit arrived?

You can sign up for e-alerts in the Online Banking to stay notified about any incoming transactions.

What deposits are not eligible for Early Paycheck?

Some deposits or credits to your account such as deposits of funds from person-to-person payment services (Zelle®, Venmo or PayPal transfers), check or mobile deposits, and other online transfers or electronic credits are not eligible for Early Paycheck. 

Is Early Paycheck guaranteed?

Early availability of direct deposit is not guaranteed and may vary from deposit to deposit. Whether we make funds available early depends on when we receive the payor’s payment instructions, any limitations we set on the amount of early availability, and standard fraud prevention screening. See the CFFCU’s Account Terms and Conditions for more information.